Why Business Cards?
Most of our recommended cards are “business” cards. The reason is that these business cards will not show as an account on your personal credit report and, therefore, have little to no effect on your credit score. A separate business entity is not required to apply for a business credit card.
Recommended Cards
Chase Ink Business Preferred
This card has a large welcome bonus and points on this card can directly transfer points to Hyatt.
Chase Ink Business Unlimited
This card has no annual fee and has a large welcome bonus. The points cannot be transferred directly to Hyatt, but they can be moved to another Chase card that allows transfers to Hyatt and then transferred from there.
Chase World of Hyatt Business
This card has a large welcome bonus and Hyatt points are very useful.
American Express Hilton Surpass
This card has a large welcome bonus and earns a valuable Hilton Free Night after $15,000 spent in a calendar year.
American Express Business Platinum
This card has a high annual fee. However, the welcome bonus is huge and Amex points are very valuable when transferring to airline partners.
American Express Business Gold Card
This card has a high annual fee. However, the welcome bonus is huge and Amex points are very valuable when transferring to airline partners.